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Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed.
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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Round Rock Realtor to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

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Pricing >Sellers Beware

Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price!

Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area.

Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful!

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Q	What famous Art Deco skyscraper is decorated with eagle hood ornaments, hubcaps and abstract images of cars?
A	New York's Chrysler Building, designed by architect William Van Alen in 1930, was one of the first buildings composed of stainless steel over a large surface area.
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Shelly Finleon, REALTOR®, real estate agent and broker for Round Rock, Austin and Cedar Park, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Shelly Finleon
RE/MAX Round Rock
110 N. IH-35, Suite 340
Round Rock, Texas 78681
Phone: 512-627-7070
Office Direct: 512-255-9300 ext 22
Toll Free: 800-707-3629
Fax: 512-255-9335
Email: u2canown@NUMBER1EXPERT.com
Shelly Finleon is America's NUMBER1EXPERT™ in Real Estate for Round Rock Texas, Williamson County, and the Austin Metroplex area. She has been one of the Top Producers for the past twelve years locally. She has a proven track record which few agents can match! Shelly has received numerous awards & recognition for her success in real estate - mentioned in the Austin Business Journal as a Top Producer, and also made the Top 20 RE/MAX Agent List for 2004. She has also been recognized for her extensive volunteer work in the community.

www.u2canown.com is brought to you by Shelly Finleon
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