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Shelly Finleon
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 512-627-7070.

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Real Estate Tips
Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Real Estate Trivia
Q 
What area in the U.S. is known for its pre-civil war mansions?

A 
Natchez, Mississippi boasts over 500 pre-civil war-style mansions; many are open to the public as museums.
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Shelly Finleon, REALTOR®, real estate agent and broker for Round Rock, Austin and Cedar Park, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Shelly Finleon
RE/MAX Round Rock

110 N. IH-35, Suite 340
Round Rock, Texas 78681
Phone: 512-627-7070
Office Direct: 512-255-9300 ext 22
Toll Free: 800-707-3629
Fax: 512-255-9335
Email: u2canown@NUMBER1EXPERT.com

Shelly Finleon is America's NUMBER1EXPERT™ in Real Estate for Round Rock Texas, Williamson County, and the Austin Metroplex area. She has been one of the Top Producers for the past twelve years locally. She has a proven track record which few agents can match! Shelly has received numerous awards & recognition for her success in real estate - mentioned in the Austin Business Journal as a Top Producer, and also made the Top 20 RE/MAX Agent List for 2004. She has also been recognized for her extensive volunteer work in the community.

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