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Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web!

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support

Definitions

Term: Number of years for this mortgage. Most common terms are 15 years and 30 years.
Mortgage amount: Total balance for your mortgage.
Interest rate: Annual interest rate for this mortgage without purchasing any discount points.
Years in home: The number of years you expect to live in this home or the number of years before you refinance your mortgage.
Principal and interest: Monthly principal and interest (PI) for this mortgage.
Points rate: Annual interest rate for this mortgage with discount points.
Points: The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

School Reports in Round Rock, Austin and Cedar Park, Texas

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Curb Appeal >A Beautiful Yard

Many people wait until they are about to sell their home before they put energy and attention into improving the landscaping. Then in a desperate attempt to create instant curb appeal, they call in a professional landscaper and spend a lot of money making the yard beautiful for the next owners to enjoy.

Why wait until you are ready to move to enhance your surroundings? Even if you don't want to take on a major project, you can plant a few bushes and bulbs each year. You can get plants that bloom at different times of the year, many of which don't need a tremendous amount of care. There are several benefits to this approach. You will be able to enjoy your improvements yourself, and you will profit more from your sale if you haven't invested a lot of money in your yard right before the transaction. Well-landscaped lawns tend to increase the real estate values in the whole neighborhood, and can result in a more rapid increase in the equity you have in your home!

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Q	Why is the Terra Amata site in Nice, France famous?
A	Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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Shelly Finleon, REALTOR®, real estate agent and broker for Round Rock, Austin and Cedar Park, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Shelly Finleon
RE/MAX Round Rock
110 N. IH-35, Suite 340
Round Rock, Texas 78681
Phone: 512-627-7070
Office Direct: 512-255-9300 ext 22
Toll Free: 800-707-3629
Fax: 512-255-9335
Email: u2canown@NUMBER1EXPERT.com
Shelly Finleon is America's NUMBER1EXPERT™ in Real Estate for Round Rock Texas, Williamson County, and the Austin Metroplex area. She has been one of the Top Producers for the past twelve years locally. She has a proven track record which few agents can match! Shelly has received numerous awards & recognition for her success in real estate - mentioned in the Austin Business Journal as a Top Producer, and also made the Top 20 RE/MAX Agent List for 2004. She has also been recognized for her extensive volunteer work in the community.

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